"Okay Hotshot - You've Got 24 Hours To Come Up With The Rent Money Or You're Gonna Get Evicted ... What Do You Do? WHAT DO YOU DO?...How about if you also need food money and don't want to take a cash loan?"

In better times, you may have referred to Melissa as a privileged platinum-spoon-in-the-mouth mom...

Melissa and her husband Mark lived a great life and were very much in love.  He had a terrific job that allowed them the comforts of a plush home.

Mark worked for an oil company and was an executive on the rise.  They had identified him as a person on the "fasttrack", and it seemed like it would only get better for these two.

With everything in life coming together for them, it made perfect sense to add more love to their family...

It was time to have a baby.

Mark made enough that Melissa never had to work outside of the home, so she could be there to provide the love and attention their child would need.

And Melissa was thrilled.  She had always cherished the idea of becoming a mother... of knowing that kind of unconditional love.

And so, just a year after their decision to grow their family, Jacob was born, a healthy 8 pounds and 7 ounces.

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