Emergency Cash and Emergency Money Plans - Financial News, Explanations, Calculators and Cheat Sheets

Latest Financial News:

Jobless Claims Back Below 400K - What the Marker Means

1/26/2012

The initial jobless claims number for last week fell below the 400,000 mark for the first time in over a month. Why is the 400K jobless claims level important? And why...
Read More

Cities suffer home price declines due to foreclosures

1/25/2012

The S&P/Case-Shiller home price index for the month of October, released on December 27th, showed a surprise fall in home prices across many major cities in the country. The home prices...
Read More

Food Stamp Nation - Ever Rising Food Stamp Usage and Growing SNAP Fraud

1/24/2012

Food stamps or Supplemental Nutrition Assistance Program (SNAP) usage has grown nearly every month under the Obama administration, setting new records each progressive month. Latest reports state that over 46 million...
Read More

The Euro weakens against the Yen

1/23/2012

The Euro weakened against major trading currencies, when Italy announced that it will auction 8.5 Billion Euros of its debt. Falling to a decade low, the 17 nation European trading currency...
Read More

Is Debt crisis an adding factor to the fall in World Economy?

1/22/2012

The International Monetary Fund chief Christine Lagarde who was in Nigeria last week, spoke up her concern over the lack of co-operation between the European countries to solve the debt crisis....
Read More

Sears Finds a Loophole: Laid Off Employees Among Illinois Residents to Foot The Bill For Recent Tax Breaks

1/21/2012

Sears, one of the largest retailers in the United States, has decided to lay off thousands of workers due to slow holiday sales. This comes just weeks after they signed...
Read More

Last Minute Holiday Shopping Good News for Retailers

1/20/2012

Last minute holiday shoppers gave retailers a much needed boost in profits for the financial year. The last week before the holidays saw a considerable hike in consumer spending, according...
Read More

US likely to skip recession in 2012

1/19/2012

The labor market in US is gaining energy and growth regardless of the Euro crisis. The unemployment rate which was the primary issues fell to a two and half year low...
Read More

Are we in the middle of a massive commodities led bull run?

1/18/2012

World energy and food prices have risen steadily over the past few years and have shown no signs of cooling off. Increased demand for both energy and food in emerging economies...
Read More

Crude Oil Prices expected to stay above $100 a Barrel next year

1/17/2012

Economists are warning that global Oil prices will remain at over $100 per barrel in 2012 despite slightly weakened demand that has helped lower pump prices in the US. This has...
Read More

U.S. Company Credit Swaps decline marginally

1/16/2012

The benchmark index to gauge the credit risk of companies in United States fell to its lowest level in three weeks. One of the factors that contributed to the fall is...
Read More

Citibank Inc sells off its retail unit in Belgium

1/15/2012

Citigroup Inc an international financial conglomerate, is selling off its retail unit in Belgium to a French bank Credit Mutuel Nord Europe, company officials have disclosed. The disclosure has caused financial...
Read More

IRDA's decision might trigger gold rush in India

1/14/2012

If there is one commodity that has not taken a big hit in the worldwide economic woe, it is the yellow metal. The Insurance Regulatory and Development Authority (IRDA, India) is...
Read More

A Decline In Japan's Industrial Output Due To The Yen And Flooding

1/13/2012

Industrial production in Japan declined in November; this was due to weak global demand, a strong yen and damage caused to suppliers after the floods.

A year earlier there was also...
Read More

Bombardier Wins £188m Carriages Contract

1/12/2012

The train maker Bombardier located in Derby has been awarded a £188 million contract. Bombardier is required to construct 130 carriages for the railway company Southern.

Criticism was launched on the Department...
Read More

India and Japan sign a trade pact

1/11/2012

India and Japan have signed a trade pack worth 15 billion dollars in a bid to boost the economy of the two Asian Tigers. The two countries from now on will...
Read More

Iran and Turkey to walk hand-in-hand: Good News or Bad News for EU?

1/10/2012

The OPEC's largest oil producer Iran, next only to Saudi Arabia, totaled 3.56 million barrels of oil in a single day in November and 3.575 million barrels of oil in October...
Read More

November Pending Home Sales Highest in 19 Months

1/9/2012

National Association of Realtors (NAR) just released its monthly Pending Home Sales Index (PHSI) report for the month of November. The pending home sales showed a gain of 7.3 percent from...
Read More

Unemployment Benefit Claims Increase

1/8/2012

There has been a sharp rise in the number of Americans making unemployment benefit claims recently. In the last week the figures for unemployment benefit claims increased sharply. In the three...
Read More

Soot up folks, its time for the Coal Party!

1/7/2012

In the information age, there is a quiet revolution going on in one of the "old world" industries. While Google finds more and more ways to make money online the US...
Read More

Is the BRIC party over already?

1/6/2012

Hardly a decade has passed since Goldmans Sachs coined the term BRIC to describe the four largest emerging economies, namely Brazil, Russia, India and China. Over the last decade, the BRIC...
Read More

Middle-age Borrowers Have More Student Debt

1/5/2012

Student debt has increased among all age groups in the last three years but a recent reports show it has greatly risen among middle-age borrowers. This information is based on 3...
Read More

Obama Wants to Raise The Debt Ceiling

1/4/2012

The White House is seeking to raise the debt limit another $1.2 million in spite of being near its borrowing limit. It will still be within $100,000,000,000 of its borrowing limit...
Read More

2012 Tax Law Changes - the Certain and the Uncertain

1/3/2012

Congressional debates over the Social Security tax cut are only part of the ongoing fight over tax rates for 2012 and beyond. While all tax law can be changed through legislation,...
Read More

Brazil is a Big Deal and Now Bigger than Great Britain

1/2/2012

Brazil was declared a bigger economy than Great Britain, also known as the United Kingdom. What is driving this reversal of fortune for the UK, a nation that a hundred years...
Read More

Why did the November 2011 unemployment rate drop and what happens in December?

1/1/2012

The November 2011 unemployment rate dropped while workforce participation remained steady or dropped to an even lower percentage of the entire population. Why did the November 2011 unemployment rate drop if...
Read More

Changes in Estate Tax could affect Charitable Organizations

12/31/2011

Changes in estate tax could have an impact on the donations received by Charitable Organizations. Estate tax that was abolished in 2010 was likely to re-introduced 2011 at the rate of...
Read More

National mortgage delinquency increases marginally

12/30/2011

Mortgage delinquency rate is the percentage of borrowers who have failed to pay their dues even after at least sixty days have passed their due date. This rate has increased marginally...
Read More

Bank of America could sell assets to strengthen its Balance Sheet

12/29/2011

Bank of America is leaving no stone unturned to ensure that it complies with the new capital rules. The bank is likely to sell its assets to boost its balance sheet....
Read More

A Second Recession for the UK?

12/28/2011

With mainland Europe firmly in the throes of a financial crisis which is seeing entire economies collapse, Britain is feeling the sting of reduced consumer confidence. The country is teetering on...
Read More

An Economic Divide across the Ages

12/27/2011

On November 7th, Pew released an economic survey that revealed a surprising economic trend. Older adults are not only better off financially than the young, but the Great Recession hasn't hurt...
Read More

What happened in Germany's bond auction, and what does it mean long term?

12/26/2011

On November 23, 2011, Germany offered bonds for auction. Nations do this all the time, raising money today by promising to pay it off with interest from future tax proceeds. What...
Read More

Groupon shares fall under IPO price

12/25/2011

After just 3 weeks since its debut on the stock market, Groupon shares took a dive and fell under the initial public offering price of 20$ yesterday. Wednesday afternoon the Groupon shares...
Read More

New Years Could Be Brutal For Unemployed

12/24/2011

New Years Eve is traditionally a time of joy for people as we wave goodbye to the past year and envision great things for the coming one. While nearly everyone will...
Read More

17,000 workers to lose job at Nokia Siemens

12/23/2011

Nokia Siemens Networks is planning to cut 17,000 staff located worldwide as a part of their global restructuring.This company is jointly owned by Nokia and Siemens.Company officials emphasized on improvement of...
Read More

The Borrower is Slave to the Lender - Even for Nations

12/22/2011

The PIIGS of Europe were Portugal, Iceland, Italy, Greece, and Spain. These were the nations in the greatest debt compared to their Gross Domestic Product and thus the least likely to...
Read More

IRS Settlement may Return $326 Million to Swindled Investors

12/21/2011

The IRS has made a settlement with the Bernard L. Madoff Investment Securities Business.

According to Irving Picard, the trustee appointed by the court for the former Ponzi scheme, the settlement...
Read More

MF Global's Bankruptcy Problems Continue to Grow

12/20/2011

According to the trustee appointed by court order over MF Global's bankruptcy, there is up to $1.2 billion missing from the accounts of customers. This is twice the amount that was...
Read More

Loss of a Capitalist Icon - Ted Forstmann

12/19/2011

Ted Forstmann was much more than a Wall Street giant that dominated the private equity firms during the 1980s and 1990s. Never afraid to share his economic forecasting abilities, his...
Read More

Positive move in the prices of Gold and Oil on this Thanksgiving

12/18/2011

This Thanksgiving brought a good change in the prices of crude oil, as the commodity was seen trading at low. Last time, on November 16, the crude oil was seen trading...
Read More

China sells more smart phones than the U.S.

12/17/2011

In the last quarter China became the largest market for smarthphones, surpassing the U.S. according to a report presented by Strategy Analytics. China shipped 24 million smartphones the sales going...
Read More

Germany had a surprisingly weak bond auction

12/16/2011

In its latest bond auction Germany didn't raise as much money as it was hoped and predicted. This has caused financial analysts to worry, since Germany has the most powerful economy...
Read More

Stock market still on the low

12/15/2011

Due to continued worries regarding the global economical growth, US stocks opened lower than expected. S&P 500, Nasdaq composite and The Dow Jones Industrial were low in early trading, with the...
Read More

Groupon Initial public offering (IPO)

12/14/2011

Deal of the day website company Groupon earlier this month held an initial public (IPO) offering, which netted the company $700 million. The daily-deal giant is now valued at a...
Read More

Nokia Siemens is going to fire 17,000 people worldwide by 2013

12/13/2011

Nokia Siemens Network recently declared that they are going to lay off 17,000 employees by the end of 2013. This measure will mean a total of 1,3 billion dollars saved in...
Read More

Free shipping offers boost online sales

12/12/2011

Online spending is expected to rise by as much as 15 per cent over the coming holiday season as consumers flock to take advantage of increasing numbers of low-cost or free...
Read More

Tax Cut Expiration at the end of 2011 Could Spell Disaster

12/11/2011

The long-term unemployed will suffer at the end of the year when a tax cut that gives temporary financial aid expires. The expiration of the tax cut will cause around 165...
Read More

IRS Announces Significant Retirement Plan Changes For 2012

12/10/2011

The Internal Revenue Service has announced significant changes to retirement plans for the 2012 year. For the most part, these changes will benefit taxpayers who take advantage of them.

The first area...
Read More

How The EU Crisis Could Imperil U.S. Banks

12/9/2011

The European Union stands on the edge of a complete meltdown as Italy and Greece face the prospect of defaulting on their national debts.

The threat of these defaults is such...
Read More

Why The European Crisis Matters To The United States Economy

12/8/2011

The European Union was supposed to create an economic bloc that would leverage the strengths of the various European countries that were members in it. The EU worked exactly as forecast...
Read More

New Growth Figures Show U.S. Economy Slowly Recovering

12/7/2011

The effects of the Great Recession have been so far reaching that many are now using a new term called the Great Hangover. Despite the recession being over for nearly a...
Read More

United States Passes $15 Trillion Dollar Debt Level

12/6/2011

In a bit of historic negative news, the United States federal government passed the $15 trillion debt limit this month. To give you an idea of how big a ball of...
Read More

Super Committee Failure And The Stock Market

12/5/2011

The news that the Super Committee in Congress has failed to reach a deal to cut $1.2 trillion from the national debt over the next 10 years is hardly a surprise....
Read More

Who is Gilead Sciences and why are they leading in Today's Trades?

12/4/2011

Out of the top 10 hot stocks today on the Nasdaq, Gilead Sciences enjoyed a 6.9% increase in yields during active trading. The biotechnology and pharmaceutical company was founded in 1987...
Read More

Solar Power for Saudi Arabia

12/3/2011

Saudi Arabia, the oil rich kingdom, is expected to announce a plan to get up to ten percent of its electricity from the sun by 2020. The announcement would not be...
Read More

Hungarian government seeking for IMF and EU assistance

12/2/2011

According to the official estimation, total debt of the Hungarian government had risen to 82 percent of its output. As the Eurozone debt crisis has unfolded, this is a very bad...
Read More

Deflationary Spiral for the Global Economy

12/1/2011

Experts have warned that there might be deflationary spiral for the Global economy in coming days. The excessive lending by the banks has made the recovery process from debt crisis tougher.

Banks...
Read More

More pressure on sovereign credit rating of the United States

11/30/2011

As the Congressional super committee of the United States failed to reach a conclusion on reducing the budget deficit, the sovereign credit rating of the country is under review by Fitch...
Read More

Former Philippines President going to prison during Christmas

11/29/2011

According to many resources, the Former Philippine President and current Pampanga Governor Gloria Macapagal Arroyo (also known as GMA) will most likely be spending Christmas and probably her entire life in...
Read More

Uneasy S&P Blames Supercommittee

11/28/2011

The stockmarket gave the Supercommittee's efforts the thumbs down on Monday as the S&P 500 slid by 1.9%. Unable to reach an agreement on moving the stimulus measure forward, the news...
Read More

Some Benefits of a Tax Attorney

11/27/2011

Having a tax attorney to manage your tax affairs is important no matter your status or class. When you receive a notice from the Internal revenue service (IRS) it is very...
Read More

Importance of Car Insurance Quotes

11/27/2011

Car insurance quotes are very important where the purchase of cars is concerned. You can either decide to find an insurance company before you buy your car or after you buy...
Read More

G20 Summit and Expectations

11/26/2011

There are bad economic news almost everywhere these days.

U.S. government debt is almost out of control, unemployment rate remains high, stock prices are falling, poverty is exploding, and now Europe...
Read More

Macquarie announces 1H profits down 24%

11/26/2011

Macquarie Group, Australia's pre-eminent investment bank, announced a half-year profit ending 30 September 2011 of $305 million, down 24% compared to the same period during the previous fiscal year, which yielded...
Read More

America's Credit Rating Gets Downgraded

11/25/2011

Standard and Poor's (S&P) has downgraded America's credit rating from AAA to AA+. It ended the nation's 94-year streak as a triple-A borrower. The rating may be even lowered further to...
Read More

Difficult Times Await Uk's Economy

11/25/2011

The National Institute of Economic and Social Research (NIESR) has forecasted that UK would have just 0.9% growth in 2011 and 0.8% in 2012. If the leaders of Eurozone are...
Read More

30-Year Fixed Mortgage Rates Drop to 4 Percent

11/24/2011

The average rate on the 30-year fixed mortgage fell to 4 percent this week, nearly matching the all-time low hit just one month ago. The rate on the 30-year loan dropped...
Read More

Eurozone Bailout: Greek Government close to collapse

11/24/2011

Plans to resolve Greece's debt crisis are on the edge of collapsing after defections rocked its ruling party. George Papandreou, the Greek Premier has come under attack over plans to hold...
Read More

China refusing to make a commitment to bail out Europe

11/23/2011

Europe has been refused any sort of commitment from China as regards to the bail out fund known as the European finical stability fund (EFSF). The fund was set up to...
Read More

No Respite despite Drop in Weekly Jobless Claims

11/23/2011

The US Labor Department announced a 9,000 drop in jobless claims for the last week of October 29. This is the first time in 5 weeks that claims for unemployment benefits...
Read More

The Federal Reserve Holds Off Actions Due to Strong Growth

11/22/2011

The Federal Reserve placed their monetary policy on hold on Wednesday, November 2nd. They also gave hopes of a slightly brighter economic outlook, while still flagging risks to growth.There was some...
Read More

U.S. Economy Is Driving More Americans to Extreme Poverty

11/22/2011

A report released by the U.S. Census Bureau in September shows that the number of Americans reporting household income below the official poverty level is the highest it has ever been,...
Read More

Growing Greek Crisis Causes Treasuries Drop on ECB Rate

11/21/2011

The treasuries dropped due to speculation about the political future of Greek Prime Minister George Papandreou's after his party split after call for a referendum on an international rescue. As...
Read More

Food Inflation - A grave concern to Indians

11/21/2011

The food Inflation has surged to 12.21 percent. Food inflation peaks as the prices for milk, fruit, pulses and vegetables increase.

This has posed a burden to the average person....
Read More

Banking Industry Backpedals on Debit Card Fees

11/20/2011

The banking industry has decided to reverse their decision to charge customers a fee for using their debit card. Customers were quite angry when the fees were initially announced and...
Read More

World Economy in Crisis?

11/20/2011

Europe, Greece, and Italy are on the verge of economic collapse as Greece decides whether to keep the euro as their currency and Italy is in the depths of a recession....
Read More

3 Ways To Get Control Over Your Debts

11/19/2011

Personal finance is not just about dollars and sense. In fact, it is more a matter of common sense than anything else. Managing your finances smartly is a learned behaviour and...
Read More

No Jobs from Obama Bill

11/19/2011

President Obama still hasn't managed to convince anyone on Capitol Hill that his job bill is going to restore jobs and fix the struggling US economy.

The plan has an extremely...
Read More

All that glitters is not Gold: Accusations against Goldline!

11/18/2011

Gold is in the financial news everywhere and with its historical rise in price it's no wonder everyone wants to get their hands on it. But what if you wanted...
Read More

The Root Cause of the Bad News in Any American Financial News Article

11/18/2011

When reading a financial news article about the state of the American economy, the primary root cause is the high level of unemployment.

How does the unemployment level impact the economy?...
Read More

The European Central Bank Cuts Interests Rates

11/17/2011

For the first time in more than two years the European Central Bank(ECB)cut interest rates in response to the possibility that Europe is heading into a mild recession.

The...
Read More

Wall Street Protests Unorganized

11/17/2011

The participants in Wall Street protest were out with the mission to change the world, overthrow the marginalization and liberate the poor.

But the lack of leaders in Wall Street protest...
Read More

The future of Greece and the Euro

11/16/2011

The European Union is a path breaking example of the highest level of economic integration among nations. One of the most dynamic aspects of such a union is the way the...
Read More

Many Large U.S. Corporations Pay Little Or No Federal Tax

11/16/2011

The 'official' corporate income tax rate is 35 percent in the United States. But a review of the public tax information and other filings of more that 275 of the...
Read More

Could the Eurozone Crisis Reach American Shores?

11/15/2011

The problems caused by the economic problems of Greece could have wider implications. The Greek president George Papandreou, put a recent deal to rescue Greece to a public vote, causing the...
Read More

Greek Prime Minister Backs Off Call For Referendum Vote On Bailout

11/15/2011

Greek Prime Minister George Papandreou announced that he is reconsidering the idea of holding a controversial referendum vote on an international bailout plan for for his country. His comments,...
Read More

U.S. Economy Could Be Revived By Gas Reserves In Shale Rock

11/14/2011

The exploitation of for supplies of gas located in layer of shale rock hold the potential to be a major force in reviving the U.S. economy and creating a new industrial...
Read More

Tug of price! Global stock markets fluctuate

11/14/2011

The turmoil in world economies can be seen in the fluctuations in price of the global stock markets.

Prices are going nowhere, the confused scenario is reflected in the price movements of...
Read More

The consumerist way to attain financial inclusion!!

11/13/2011

There is a lot of talk about the various ways governments can go about economic or financial inclusion. If one looks at the statistics currently, then there are appalling numbers of...
Read More

Increasing the Capacity of International Monetary Fund

11/13/2011

Discussion is expected to be held among the G20 leaders to increase the capacity of the International Monetary Fund (IMF).

The increased resources would certainly help the IMF to support struggling...
Read More

Global Market in Recent Political Instability

11/12/2011

There have been dramatic changes in the Middle East, Africa and some other parts of the world. The uprisings against autocracy are causing some big changes to the countries across the...
Read More

Warren Buffett's Comment on Tax Rates

11/12/2011

Warren Buffett, the billionaire investor of United States, who is popularly known as the "Oracle of Omaha", wrote recently in an article that he paid just under $7 million in federal...
Read More

October Jobs Report Shows Unemployment Rate At 9.0 Percent

11/11/2011

The Bureau of Labor Statistics' (BLS) October job report shows that 80,000 new jobs were created in the U.S. economy for the month, dropping the national unemployment rate to 9.0 percent. ...
Read More

BP To Pay Texas $50 Million Fine For Texas City Refinery Blast

11/11/2011

To settle a claim by the Texas Environmental Protection Agency (TEAP) BP Products North America has agreed to pay a $50 million fine.

The TEAP enforcement action claimed that BP released...
Read More

The Dash for Cash: The European Scramble!

11/10/2011

There is an old but useful saying which is: "when bad money enters the market good money goes into hiding".

This statement has never been more true as European banks...
Read More

Bank of America vs. The People

11/10/2011

Bank of America has now realized it is facing a mounting PR disaster for raising the ire of its customers.

Bank of America has backed off their debit card fee, prompting other...
Read More

Airline Travel Over Thanksgiving Holiday Expected to Decline

11/9/2011

2011 may be a worse year financially for airline carriers compared to what they experienced last year. There has been a drop in demand, which can be attributed to the...
Read More

US Economy Hoping Against Hope

11/9/2011

The US economy is searching for hope among a sea of depressing economic news. Economists are complaining about the bearish outlook on the stock market, the failing of the Fed to...
Read More

ECB Cuts Interest Rates

11/8/2011

In somewhat of a surprise move, the ECB (European Central Bank) has today cut its main interest rate. The fall now leaves the key interest rate at 1.25 per cent.

The decision...
Read More

The Greek Financial Debacle

11/8/2011

George Papandreou, current Prime Minister of Greece, has backed away from calling a referendum on the bailout plan.

Papandreou had earlier called for a referendum without consulting his European peers and was...
Read More

Celebrity Chef Aaron Sanchez Teaches Culinary Academy Students

11/7/2011

Culinary academy students at the New Orleans Center for Creative Arts (NOCCA) were treated to demonstration by the Food Network's Aaron Sanchez, co-star of the show “Heat Seekers” and judge on...
Read More

Best Auto Loan Deals For November

11/7/2011

In the latter months of the year the demand for used auto loans is generally not very high. The traditional end of model year drop in used car sales is...
Read More

Should A Criminal Lawyer Be A Constitutional Right?

11/6/2011

According to recent reports by the Associated Press (AP) many state and local court systems are choosing not to prosecute minor misdemeanor charges because the defendant can not be provided a...
Read More

New Regulations in Budget Car Rental

11/6/2011

Some countries have come up with new regulations in budget car rental. Common among these new requirements is mandatory insurance. One of such countries is Israel. This new insurance requirement...
Read More

The impact of recent law changes on call conference pricing

11/5/2011

• The United States government recently made changes to the Communications Assistance to Law Enforcement Act. The law changes affect online communication providers like conference call firms, requiring lower their encryption levels...
Read More

Hennessy Travelers Association Educational Foundation & Culinary Academy Of America Sponsor Annual Armed Forces Forum for Culinary Excellence

11/5/2011

The Hennessy Travelers Association Educational Foundation, in conjunction with the Culinary Academy Of America, held its annual Armed Forces Forum for Culinary Excellence. This year the Armed Forces...
Read More

AAA Foundation for Traffic Safety Survey Finds Transit Van Insurance Vital To Small Transportation Companies

11/4/2011

In the results of a recent survey by the American Automobile Association (AAA) Foundation for Traffic Safety found that over 80 percent of small transportation companies rated their transit van insurance...
Read More

Why Sell Your Annuity Payment?

11/4/2011

The answer to the question of “Why sell your annuity payment?” is simple. You need the lump-sum of cash you will receive right now. But decision to sell annuity...
Read More

Selecting a Criminal Lawyer Perfect For Your Case

11/3/2011

As the recession takes its toll on the American family and their ability to spend money, another concern has risen in the ranks for those who are needing legal help.

It's...
Read More

State Court Filings To Sell Annuity Payments On The Rise

11/3/2011

Due to the condition of the nation's economy and a drop in real estate values many state court systems are reporting a drastic increase in filings for permission to sell annuity...
Read More

Why It Is Important To Get A Car Insurance Quote From More Than One Source

11/2/2011

The majority of drivers in the United States call their family insurance agent when they need a to get a car insurance quote and if they feel the price is reasonable...
Read More

The American Insurance Association Reports The Cost Of Transit Van Insurance Is On The Rise

11/2/2011

The American Insurance Association (AIA) reports that a survey of member underwriters issuing transit van insurance policies has found that the cost of transit van insurance is increasing at a rate...
Read More

Call Conference Pricing for The Business Owner

11/1/2011

Conference calling, a system that has been set up in order to connect businessmen and women were regardless of where they are located has become very popular due to its efficiency...
Read More

2012 laws affecting secured loans

11/1/2011

The process of a foreclosure is often complex, especially when there are first mortgages, second mortgages and secured loans like home equity lines of credit against a house. The federal Home...
Read More

GOP Presidential Candidate Rick Perry's 20 Percent Flat Tax A Tax Attorney Dream

10/31/2011

GOP presidential candidate, and Texas Governor, Rick Perry released the details of his proposed 20 percent flat tax plan and it reads like it was drafted by a tax attorney. ...
Read More

The Home Affordable Refinance Program (HAMP) Addresses Concerns Of Debt Consolidation Loan Lenders

10/31/2011

The Home Affordable Refinance Program (HAMP) a plan of the Obama's administration intended to allow millions of home loan mortgages to be refinanced has not lived up to expectations. HAMP...
Read More

Florida Federal Court Grants Class Action Status In Espanol v. Budget Car Rental

10/30/2011

In a matter filed in the United States District Court for Florida, Tampa Division, (Case No. 8:10-cv-944-T-30AEP) and heard by the Honorable James S. Moody, Jr. District Judge the granted class...
Read More

How proposed and upcoming laws will affect your debt consolidation loan

10/30/2011

Do you have a federally backed student loan? President Obama recently proposed changes that affect your ability to get a debt consolidation loan for federally backed student loans. Among the changes...
Read More

Bank Of America Opens New Customer Assistance Center

10/29/2011

Bank of America has opened a customer assistance center in Warwick to serve the mortgage customers in Rhode Island .This will give home owners an opportunity to meet with the Bank...
Read More

President Obama's Mortgage Refinancing Plan Addresses Home Equity Loan Issues

10/29/2011

The 2009 plan of President Obama's administration designed to refinance millions of home loan mortgages that were either owned or guaranteed by Fannie Mae and Freddie Mac has not been a...
Read More

How recent law changes affect second mortgage loans

10/28/2011

The Home Affordable Modification Program (HAMP) law was written to permit borrowers who were underwater to refinance their mortgages. President Obama has issued changes through the Housing and Urban Development (HUD)...
Read More

New laws affecting reverse mortgage loans

10/28/2011

Consumer protection efforts in 2011 have led to a bevy of new laws affecting reverse mortgage loans going into effect in late 2011 and 2012.

- Massachusetts will allow seniors over the...
Read More

Upcoming legal changes that will affect student loans consolidation

10/27/2011

President Obama has proposed changes to the federal student loan program that will affect student loans consolidation. Among his proposals:

- Students with both federally backed student loans and private student loan...
Read More

How the current financial turmoil can affect your personal finances

10/27/2011

Bank bailouts, banking system collapses overseas, ongoing high unemployment rates across the nation and around the world have filled recent news cycles. How does this impact you?

A greater debt rating...
Read More

Impact of upcoming law changes on the business insurance landscape

10/26/2011

Year 2012 will include a broad array of changing laws that will affect the business insurance landscape.

- Health insurance changes under the Patient Protection and Affordable Care Act (Obamacare) take effect...
Read More

Legal changes for 2012 affecting your auto insurance rates

10/26/2011

Laws passed in 2011 and recent court rulings can affect your auto insurance rates for 2012.

- More states are permitting pay per auto insurance in 2012. A black box is installed in...
Read More